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A Cloud in the Village Sky
accountability Arusha Savings Summit ASCA Ashrai Bangladesh Cambodia cashless village charity Colin Smith counting credit unions currency Dan Ariely delinquency democracy emergencies England expense F.W. Raiffeisen farm financial cooperative financial intermediation fraud global village governance icon India justice Lawino ledgers literacy loan contract Maori medicine Mesopotamia microfinance mobile banking mobile phone moral hazard Muktar Mai Nina Mazar numeracy Okot p'Bitek oral culture orality oral tool portfolio management portfolio yields poverty property rights record-keeping ROSCA rural poverty saving savings account Schmandt-Besserat school seasonality service quality SHG source of funds Stuart Rutherford tally technology thumbprint time value of money tokens tradition transaction cost transparency trust village bank village finance VSLA Walter Ong
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